On the progressive end of horse riding, sailing and camping season on high note &

Make the day cover, lock up your bike, boat or RV into the Fund an additional year of adventure.

Here are a few.

Update your insurance policy as necessary.
Give your insurer a call, or get your policy to make sure you have enough coverage for the season. Covers like these may be even more when your vehicle is stored:

• Comprehensive/extensive fire cover conflicts: theft, as well as damage caused by collapsing roofs or collapsing storage. We get a lot of these claims from the boat and RV massive snow storms. It also helps protect you from the unexpected — like having a family of otters "" move your boat for the winter. (True story!)

• Personal injury/damage: If your bicycle, boat or RV and burned while storing, the fire spreads, damage building repairs or helping to cover other vehicles.

Protects your bike, boat or RV from the elements.
Winterize the vehicle or vessel, following the recommendations of the manufacturer, so you're ready to get out in 2013. This can help prevent freeze damage and maintain a reasonable insurer won't cover your problems.

What else do you have in your end-of-season routine?

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