The new insurance: is it for you?

Usage-based insurance — that basing your personal driving habits and assumptions, rather than on how people like you drive – it is already widely adopted in Europe and is on its way to becoming the new norm in the United States.

So is this you?

To answer this, let's first talk about the type of racing that matters when there is based on the use of insurance.

Bmtkdmim, driving habits and count toward your discount are those that decrease the risk of an accident, such as:

• Reducing your daily mileage
• Avoid slamming on the brakes
• Staying off the roads between 4 am and midnight

This kind of driving that may come naturally to you. In fact, more than 70 million in the actual drivers for all three habits, according to a survey conducted by Harris Interactive.

The other thing to consider is insurance by using it as much as you could save if you switch your insurance. Usually (and here bprogrsibi), you can save up to 30 percent.

If you're still on the fence about using-based insurance, or replacing your insurance, our take is based on using Flash ®, insurance plan, a 30-day test drive and preview the potential savings.

Hear Eric, Baltimore, which tried to use-based insurance and saved 18 percent:

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